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Online Loan Application

The Future of Digital Lending

An exceptional loan application experience for borrowers and powerful management tools for your lending team, all integrated into your digital banking experience.

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Online Loan Home Screen - Bankjoy

Why Leading Financial Institutions Choose Bankjoy Online Loan Applications

Transform your lending process with advanced identity verification and complete application lifecycle management—all integrated directly with your core banking system.

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Direct Core System Submission
Independent Co-Applicant & Co-Signer Workflow
Pause & Resume Functionality
Real-Time Status Tracking
Comprehensive Error Handling
Application Status Tracking
Re-engagement Capabilities
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Built for Modern Lending

OLA 2.0 isn't just an online loan application—it's a complete lending ecosystem that transforms both the borrower experience and your operational capabilities.

OLA 2.0 goes beyond traditional online applications to deliver a complete lending ecosystem that serves borrowers, co-applicants, co-signers, and your lending team with unprecedented efficiency and control.

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Complete Lifecycle Management

OLA 2.0 transforms loan operations with powerful management tools, automated workflows, and comprehensive reporting capabilities.

Home Loan Screen

Centralized Dashboard

View, filter, search, and sort all loan applications from a single interface

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Detailed Application Views

Access complete applicant information including primary applicants, co-applicants, and co-signers

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Manual Decisioning Workflow

Make approval, rejection, or cancellation decisions directly within the platform

Proven Results

OLA 2.0 delivers measurable benefits.

PC Mobile

66% of Loan Applicants

Completed Their Process Online (Since 2020)

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4 Customizable Steps

In Our Simple but Secure Loan Application Process

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100% Mobile Responsiveness

Across All Devices

End to End solution

24/7

Application Availability

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85+

Client Institutions

1M+

Accounts Served

120+

Integrations

4.8

User App Rating

Frequently Asked Questions

How long does it take to switch to Bankjoy for our digital banking?
How can I make sure my digital banking transition goes smoothly?
How can Bankjoy products help my community financial institution grow?
How can I learn more about what Bankjoy products are right for my institution?

Ready to Bring Your Loan Applications into the Future?

Join leading financial institutions who trust Bankjoy to deliver exceptional business banking experiences.