Why Leading Financial Institutions Choose Bankjoy Consumer Banking
The perfect balance of cutting-edge technology and community-focused banking, all in one integrated platform

Deliver consistent, branded experiences across web, mobile, voice, and in-branch touchpoints. Users enjoy the same intuitive interface whether they're banking online, through native iOS/Android apps, or on mobile web browsers.
Intuitive design and powerful features encourage account holders to embrace digital banking. Reduce call center volume while increasing account holder engagement and satisfaction with self-service capabilities.
Integrated solutions are available for loan applications, account opening, personal finance management, and more. These solutions, embedded directly in the banking experience, reduce friction and back-office admin time while increasing conversion rates.
Streamline operations with automated processes, self-service capabilities, and reduced manual intervention. Lower support costs while improving service quality through 24/7 digital access.
Real-time security with multi-factor authentication, fraud monitoring, and compliance-ready audit trails. Keep user data safe while meeting regulatory requirements with confidence.
Built on modern architecture that scales with your growth and adapts to changing account holder expectations. Regular updates and new features keep you competitive without costly system overhauls.
.avif)
Where Community Banking Meets Digital Excellence
Modern digital banking built for community banks and credit unions—seamless, secure, and designed to delight.
Bankjoy is the only end-to-end digital banking platform purpose-built for community banks and credit unions. We’re focused on community financial institutions and amplifying all the reasons your community turns to you for all their financial needs.
.avif)
Turn Digital Banking Into YourCompetitive Advantage
Complete digital banking solutions that help community financial institutions attract accounts, increase engagement, and grow deposits.

Designed for Community FIs
Purpose-built for community banks and credit unions, our platform addresses the unique challenges of community-focused institutions while maintaining the personal relationships that set you apart from big banks.

Complete Digital Banking Suite
Your account holders get access to everything they need in one cohesive platform—account management, transfers, bill pay, mobile check deposit, and more. The responsive design ensures perfect functionality across all devices, from desktop to smartphone.

Proven Impact on Growth
Institutions using Bankjoy report increased user engagement, reduced abandonment rates, and enhanced user satisfaction. Turn digital banking into a competitive advantage that drives deposits and account growth.
Proven Results
Our digital banking solution delivers measurable benefits.
95%
User Satisfaction Rate with Digital Banking Experience
4-6 Weeks
Reduction in Routine Call Center Enquiries
Zero Downtime
During Platform Updates and Maintenance
24/7
User Access to Full Banking Capabilities
.avif)
An Integrated, Native Consumer Banking Solution
As part of Bankjoy’s suite of digital banking technology offerings, our consumer banking product works as an augmented part of your Bankjoy digital banking platform.
Since 2015, we’ve helped credit unions and community banks on their mission to bring financial health to their communities via technology that enhances people’s everyday lives. JoyCompass is the next step on our journey of helping financial institutions and the people they serve.
.avif)
85+
1M+
120+
4.8
Frequently Asked Questions
With pre-built integrations for most major core platforms, getting started with Bankjoy is quick and easy! Basic implementations can take as little as 6 weeks.
It is important to be prepared and communicate the steps of the transition to your accountholders clearly and consistently. We have lots of great tips for how to do this in our How to Avoid Digital Banking Migration Disasters blog post.
Products like our online account opening and online loan application software take the friction out of the application process, significantly improving conversion rates. JoyCompass provides insights into what matters to your accountholders, giving you better cross selling opportunities. Our Vertical Banking solution helps you expand your reach into new niche markets to broaden your audience and grow your institution.
Check out our product pages for more information about each product, come see us at one of our upcoming events, or schedule a demo