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JoyCompass

The Growth Tools Your Institution Needs, Personal Finance Tools People Will Actually Use

JoyCompass keeps your clients engaged with you—while giving you insights to drive total relationship value.

Get Early Access
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A Financial Empowerment Platform That Promotes Healthy Habits and Long-Term Engagement

Show your community that you’re a long-term financial partner helping them make wise decisions, whether they’re buying a latté or a new house. With JoyCompass, you can offer them these personal finance tools and more.

A Financial Empowerment Platform That Promotes Healthy Habits and Long-Term Engagement
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Financial Wellness Scoring
Gamified Personal Finance
360° Financial Dashboard
Advanced Personal Finance Tools
Financial Education
Social Connections
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The Key to Growth: 
Financial Wellness Scoring

JoyCompass gives your clients a holistic picture of their financial situation and practical ways to improve it. As users embrace healthy financial habits, their score goes up—and you can reward them with badges, perks, better rates, and more.

This gives your institution a key advantage, too. Measuring and improving account holders’ financial health demonstrates your establishment’s commitment to a resilient community.

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Credit Score
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Unlock Growth Opportunities With 360° Personal Finance Data

JoyCompass is more than a personal finance app: it’s your key to increasing the lifetime value of your institution’s accounts.

As users take actions to increase their scores, JoyCompass securely tracks how users spend, save, budget, set goals. This gives you and your staff valuable insights, enabling you to build powerful, targeted marketing campaigns and grow revenue from accounts.

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Goal Setting → Increased Deposits

Filter your accounts to people with ambitious savings goals, and send targeted messaging for deposit opportunities.

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Income Streams → Direct Deposits

Pinpoint accounts receiving new income streams at external institutions and invite them to switch their direct deposits to yours.

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Debt Payments → Loan Sales

Send refinancing opportunities to people paying down debts.

Easy-To-Use Marketing Tools

Turn insights into targeted marketing campaigns—no marketing background required. JoyCompass gives
you the tools you need to serve the right messages to the right people at the right time.

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Set-and-Forget Automation

Automatically send messages based on user actions.

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Intuitive Targeting Tools

Narrow the audience of any campaign to the right people.

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Performance Analytics

Track, measure, and report on campaign results.

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Email Marketing

Segment your audience, draft emails, and send messages.

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SMS Messaging

Send text alerts, reminders, and promotions to specific audiences.

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Push Notifications

Send messages directly to your account holders’ devices.

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In-App Advertising

Display targeted messages directly in the user’s dashboard.

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Dynamic Documents

Insert targeted messaging in statements and summaries.

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The Latest Innovation From Bankjoy

As part of Bankjoy’s suite of digital banking technology offerings, JoyCompass works as a standalone offering as well as an augmented part of your Bankjoy digital banking platform.

Since 2015, we’ve helped credit unions and community banks on their mission to bring financial health to their communities via technology that enhances people’s everyday lives. JoyCompass is the next step on our journey of helping financial institutions and the people they serve.

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75+

Client Institutions

1M+

Accounts Served

120+

Integrations

4.8

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Once-In-A-Lifetime Introductory Pricing

JoyCompass will be available to everyone later this year.

But until then, a limited number of pilot financial institutions will receive introductory pricing.

This pricing will only be available to community banks and credit unions who join the pre-launch pilot program. Sign up for early access below!

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Frequently Asked Questions

How long does it take to switch to Bankjoy for our digital banking?
How can I make sure my digital banking transition goes smoothly?
How can Bankjoy products help my community financial institution grow?
How can I learn more about what Bankjoy products are right for my institution?

Discover How JoyCompass Empowers Financial Well-Being

Learn how JoyCompass helps credit unions and community banks support their communities with human-centered technology that improves everyday financial lives. Fill out the form to see it in action.