Why Leading Financial Institutions Choose Bankjoy Business Banking
Comprehensive digital solutions that scale with your commercial clients while streamlining your operations

Enable business clients to manage multiple entities, locations, and personal accounts from a single login. The intuitive entity switcher eliminates the need for multiple credentials while maintaining strict security controls.
Sophisticated tiered authority system allows businesses to grant granular access levels to team members. Integrate directly with core banking providers or manage permissions independently for maximum flexibility.
From single transactions to bulk ACH uploads, wire transfers, and approval workflows – handle all payment types seamlessly. Support international wire transfers and complex approval processes that grow with business needs.
Advanced, real-time fraud monitoring, and secure authentication protect your business clients. Comprehensive audit trails and compliance features ensure regulatory adherence.
Native integrations with essential business tools eliminate double data entry and multiple logins. Connect with payroll services, accounting platforms, and industry-specific solutions.
Direct integration with major core banking systems. Flexible architecture adapts to your existing infrastructure while enabling future growth.
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Commercial Banking, Intelligently Redesigned
Most business banking platforms force you to choose between capability and usability – Bankjoy delivers both.
Bankjoy’s business banking delivers the most comprehensive and user-friendly business banking platform that enables community financial institutions to serve business clients with a full suite of capabilities while maintaining a simplified user experience.

Statements Are More Than Just a Necessary Utility, They’re Your Competitive Advantage
Bankjoy business banking is more than just another add-on, it's a complete solution that will differentiate you from competitors and help you win and retain commercial clients
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Comprehensive Entity & User Management
Your business clients can effortlessly manage multiple business entities, subsidiaries, and even personal accounts through one secure portal. The intelligent entity switcher provides instant access to different business contexts without re-authentication.

Advanced Payment Solutions
Handle everything from simple ACH transfers to complex bulk payment processing. Business clients can upload spreadsheets for batch ACH or wire transfers, set up recurring payments, and manage international wire transfers.
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Fraud Prevention
Make approval, rejection, or cancellation decisions directly within the pReal-time monitoring, customizable alerts, and comprehensive reporting provide multiple layers of fraud protection. Integration with third-party fraud prevention services ensures your institution stays ahead of emerging threats while maintaining seamless user experience.
Proven Results
Our business banking platform delivers measurable benefits.
50+
Third-party Integrations Available
Zero Downtime
During Core System Integration
100% Mobile Responsiveness
Across All Devices
24/7
Access to Accounts, Payments, and Reporting
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An Integrated, Native Business Banking Solution
As part of Bankjoy’s suite of digital banking technology offerings, our business banking solution works as an augmented part of your Bankjoy digital banking platform.
Since 2015, we’ve helped credit unions and community banks on their mission to bring financial health to their communities via technology that enhances people’s everyday lives. Business banking is the next step on our journey of helping financial institutions and the people they serve.

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Frequently Asked Questions
With pre-built integrations for most major core platforms, getting started with Bankjoy is quick and easy! Basic implementations can take as little as 6 weeks.
It is important to be prepared and communicate the steps of the transition to your accountholders clearly and consistently. We have lots of great tips for how to do this in our How to Avoid Digital Banking Migration Disasters blog post.
Products like our online account opening and online loan application software take the friction out of the application process, significantly improving conversion rates. JoyCompass provides insights into what matters to your accountholders, giving you better cross selling opportunities. Our Vertical Banking solution helps you expand your reach into new niche markets to broaden your audience and grow your institution.
Check out our product pages for more information about each product, come see us at one of our upcoming events, or schedule a demo